Meet your new personal assistant: Hellas Direct!
Insure your home with us and we will take care of your divorce with the bank and its insurance company.
Did anyone tell you this?
When you got a mortgage loan, your bank gave you a "good deal": an insurance policy with its own company. Mortgage and insurance, all in one. Really??
You get to choose your insurance
You can insure your home wherever you want. You make the choice. Not the bank. The law has made this clear.
Don't worry! It's never too late
You can cancel your policy whenever you want and get insured with the company that offers the best for your home, a.k.a. Hellas Direct! 😊
We will take care of the switch
Wait for it...We will make all the necessary arrangements required to switch insurance. We will talk with the bank and the insurance company and do whatever it takes. Been there, done that.
Our commitment as Hellas Direct
We will contact the bank and send them what they need: Policy and Terms and Conditions.
We will notify your insurance company about the cancellation and the return of your money.
We will update the bank promptly, every time you renew your policy with us.
We will laugh our hearts out with the bank's absurd demands. Scroll down and find out.
The 5 most WTF things we've heard from banks on a scale from 5 - 1
5
"The flat number is not indicated in the contract"
What about the bedrooms? Or the colors of the walls? How will the bank calculate the risk? For us, living in the 21st century, coordinates are enough.
4
"Square meters are missing from the contract"
So are the floor plans, the insulation materials... The m2 are just one way to calculate the replacement value. No reason to have them in the contract.
3
"Forest Fire cover is missing"
This is what you get when you present a number of covers, referring to the same cover! A "Forest Fire" is still covered by the Fire cover.
2
"We need the original premium payment receipt"
Oops. Isn't the contract the receipt? According to the law, since 1997, you cannot issue a contract if it hasn't been paid for.
1
"Policy duration should be between 6 months to 2 years"
In which country??? In the Cypriot non-life Insurance sector, maximum duration of a policy is 1 year.
What do you need to do?
Choose a program.
They all include the Fire and Earthquake covers, that are required by every bank.
Choose the sum assured.
This is your home's replacement value. Make sure to choose the correct amount.
Choose the start date.
Please, mind the gap. Don't leave your home uninsured, not even for a day.
